Residential Title Insurance In New Jersey — Closed In Days
Founders Title Agency handles residential purchase and refinance closings across all 21 NJ counties with flat-rate pricing, $0 down to open a file, and a guaranteed clear title.
What residential title insurance covers
A title insurance policy protects you and your lender against losses from defects in the title — undiscovered liens, recording errors, forged signatures, missing heirs, and boundary disputes. Unlike most insurance, you pay a single premium at closing and the policy lasts as long as you or your heirs own the home.
Why NJ homebuyers choose Founders
We've closed over 10,000 New Jersey transactions in 30+ years. Our team coordinates directly with your lender, realtor, and attorney to move files quickly without the back-and-forth that drags out most closings. Every quote is itemized, flat-rate, and honored at the table.
Our residential closing process
Submit your contract → we open the file the same day → title search, municipal lien certs, and survey ordered in parallel → clear-to-close in days → in-person or remote closing scheduled at your convenience. You'll have one dedicated point of contact the entire time.
Frequently Asked Questions
How much does residential title insurance cost in NJ?
New Jersey title insurance premiums are set by the NJ Rate Manual and are the same at every licensed title agency. What varies are search and settlement fees. Founders Title Agency uses transparent flat-rate pricing with no junk fees.
How long does a residential closing take?
Most Founders Title Agency residential closings are completed within days, not weeks. We deliver a custom quote in under one business hour after you submit your file.
Do I need both lender and owner's title insurance?
Your lender will require a lender's policy. An owner's policy is optional but strongly recommended — it's a one-time premium that protects your equity for as long as you own the home.
Which NJ counties do you serve?
All 21 New Jersey counties, from Camden and Burlington to Bergen, Hudson, and Cape May.