NJ Refinance Title Insurance — Fast, Flat-Rate, Reissue-Friendly
Lock your rate and close on time. Founders Title Agency handles NJ refinance title work in days with reissue-rate savings, automatic payoff coordination, and clear flat-rate pricing.
What a refinance title closing includes
A new lender's title insurance policy, title and judgment search, municipal lien certs, current mortgage payoff coordination, recording of the new mortgage, and disbursement of any cash-out proceeds.
Reissue rate savings
If your property was previously insured, NJ's reissue rate applies a meaningful discount off the standard premium. We pull and verify the prior policy automatically so you never miss the savings.
Remote and mobile closings
Sign at our Marlton office, at your home or office anywhere in NJ, or fully remote with hybrid e-closings where your lender allows it. We work around your schedule.
Frequently Asked Questions
Do I need a new title policy for my refinance?
Yes — your new lender requires a fresh lender's title policy. The original owner's policy you bought at purchase stays in force.
Are refinance title premiums cheaper than a purchase?
Most NJ lender refinance policies qualify for the reissue rate — a discount off the standard premium when the property was previously insured. We apply it automatically.
How fast can you close a refinance?
Many refinance files close within 7–14 days of receiving the title order, often sooner. We provide a flat-rate quote in under one business hour.